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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,569 | $138,078-85.8% | $125,363-84.4% | $134,509-85.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -30.07% | 750.49%-780.6pp | 572.15%-602.2pp | 418.13%-448.2pp |
| Employer contribution / active EE | $13,684 | $5,245+160.9% | $4,815+184.2% | $4,741+188.7% |
| Participant deferral / active EE | $4,771 | $7,800-38.8% | $7,447-35.9% | $6,400-25.5% |
| Admin fee / account holder | $3,536 | $11,566-69.4% | $10,005-64.7% | $11,427-69.1% |