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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,738 | $157,296+56.2% | $141,191+74.0% | $152,897+60.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.57% | 64.34%-45.8pp | 71.41%-52.8pp | 345.43%-326.9pp |
| Employer contribution / active EE | $22,809 | $5,262+333.4% | $4,736+381.6% | $4,764+378.8% |
| Participant deferral / active EE | $14,700 | $7,111+106.7% | $6,710+119.1% | $5,851+151.2% |
| Admin fee / account holder | $3,981 | $12,125-67.2% | $10,264-61.2% | $11,599-65.7% |