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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,267 | $226,135-91.5% | $182,558-89.4% | $152,909-87.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 13.59% | 192.60%-179.0pp | 148.59%-135.0pp | 345.46%-331.9pp |
| Employer contribution / active EE | $1,624 | $4,979-67.4% | $4,076-60.2% | $4,764-65.9% |
| Participant deferral / active EE | $1,743 | $6,371-72.6% | $5,526-68.5% | $5,851-70.2% |
| Admin fee / account holder | $377 | $10,707-96.5% | $8,594-95.6% | $11,601-96.8% |