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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,998 | $211,946-93.4% | $169,452-91.7% | $135,380-89.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -8.04% | 3.26%-11.3pp | 1.83%-9.9pp | 519.81%-527.8pp |
| Employer contribution / active EE | $770 | $5,117-85.0% | $4,157-81.5% | $4,779-83.9% |
| Participant deferral / active EE | $2,148 | $6,075-64.6% | $5,277-59.3% | $5,609-61.7% |
| Admin fee / account holder | $339 | $11,472-97.0% | $9,110-96.3% | $10,828-96.9% |