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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,272 | $148,582-13.0% | $135,942-4.9% | $139,456-7.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.87% | 79.26%-54.4pp | 68.28%-43.4pp | 373.45%-348.6pp |
| Employer contribution / active EE | $6,542 | $5,245+24.7% | $4,858+34.7% | $4,753+37.6% |
| Participant deferral / active EE | $12,073 | $8,101+49.0% | $7,759+55.6% | $6,711+79.9% |
| Admin fee / account holder | $938 | $12,402-92.4% | $10,764-91.3% | $11,407-91.8% |