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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,162 | $140,592-24.5% | $123,105-13.8% | $125,389-15.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -3.87% | 16.80%-20.7pp | 13.22%-17.1pp | 282.24%-286.1pp |
| Employer contribution / active EE | $5,204 | $6,041-13.9% | $5,151+1.0% | $4,866+6.9% |
| Participant deferral / active EE | $13,030 | $6,980+86.7% | $6,229+109.2% | $5,352+143.5% |
| Admin fee / account holder | $1,957 | $11,198-82.5% | $9,014-78.3% | $9,541-79.5% |