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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,354 | $159,934+20.9% | $147,005+31.5% | $145,959+32.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 9.11% | 98.24%-89.1pp | 418.76%-409.7pp | 561.95%-552.8pp |
| Employer contribution / active EE | $3,771 | $5,287-28.7% | $4,934-23.6% | $4,661-19.1% |
| Participant deferral / active EE | $16,740 | $8,427+98.6% | $8,070+107.4% | $6,689+150.3% |
| Admin fee / account holder | $50,134 | $15,053+233.0% | $13,006+285.5% | $13,398+274.2% |