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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,076 | $106,864-77.5% | $147,318-83.7% | $82,637-70.9% |
| Participation rate | 85.1% | 75.5%+9.6pp | 82.1%+3.0pp | 68.1%+17.0pp |
| Annual return | 20.13% | 27.49%-7.4pp | 70.43%-50.3pp | 53.51%-33.4pp |
| Employer contribution / active EE | $951 | $3,417-72.2% | $4,593-79.3% | $2,552-62.7% |
| Participant deferral / active EE | $3,457 | $6,496-46.8% | $7,906-56.3% | $4,126-16.2% |
| Admin fee / account holder | $2,386 | $8,415-71.6% | $13,708-82.6% | $7,339-67.5% |