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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,440 | $183,516-61.6% | $155,534-54.7% | $145,884-51.7% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 13.42% | 61.43%-48.0pp | 64.92%-51.5pp | 551.85%-538.4pp |
| Employer contribution / active EE | $6,220 | $5,315+17.0% | $4,675+33.1% | $4,662+33.4% |
| Participant deferral / active EE | $4,349 | $6,467-32.7% | $5,630-22.8% | $6,690-35.0% |
| Admin fee / account holder | $678 | $19,293-96.5% | $15,900-95.7% | $13,392-94.9% |