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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,574 | $217,432-73.1% | $185,849-68.5% | $167,536-65.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.06% | 148.42%-138.4pp | 122.10%-112.0pp | 478.82%-468.8pp |
| Employer contribution / active EE | $5,060 | $5,875-13.9% | $5,169-2.1% | $4,839+4.6% |
| Participant deferral / active EE | $3,453 | $6,357-45.7% | $5,569-38.0% | $6,342-45.6% |
| Admin fee / account holder | $561 | $19,818-97.2% | $16,244-96.5% | $12,315-95.4% |