Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,275 | $72,012-78.8% | $185,808-91.8% | $79,860-80.9% |
| Participation rate | 37.8% | 65.8%-27.9pp | 78.0%-40.2pp | 69.6%-31.8pp |
| Annual return | 20.68% | 23.12%-2.4pp | 35.95%-15.3pp | 31.72%-11.0pp |
| Employer contribution / active EE | $938 | $1,965-52.3% | $4,086-77.1% | $2,471-62.1% |
| Participant deferral / active EE | $1,245 | $3,779-67.1% | $5,632-77.9% | $3,740-66.7% |
| Admin fee / account holder | $1,317 | $4,513-70.8% | $9,501-86.1% | $5,306-75.2% |