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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,035 | $58,241-34.7% | $81,780-53.5% | $80,911-53.0% |
| Participation rate | 98.9% | 63.4%+35.5pp | 72.4%+26.6pp | 67.6%+31.3pp |
| Annual return | 14.80% | 41.73%-26.9pp | 776.27%-761.5pp | 35.63%-20.8pp |
| Employer contribution / active EE | $5,220 | $2,343+122.8% | $2,914+79.1% | $2,756+89.4% |
| Participant deferral / active EE | $2,338 | $3,283-28.8% | $4,321-45.9% | $4,297-45.6% |
| Admin fee / account holder | $1,141 | $4,973-77.0% | $7,384-84.5% | $6,935-83.5% |