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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,120 | $209,847+3.9% | $189,520+15.1% | $167,518+30.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 7.07% | 748.45%-741.4pp | 555.25%-548.2pp | 478.71%-471.6pp |
| Employer contribution / active EE | $12,000 | $6,913+73.6% | $6,161+94.8% | $4,838+148.0% |
| Participant deferral / active EE | $22,750 | $8,934+154.7% | $8,220+176.8% | $6,342+258.7% |
| Admin fee / account holder | $30,141 | $14,295+110.8% | $12,046+150.2% | $12,312+144.8% |