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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,575 | $57,541+106.1% | $95,728+23.9% | $75,181+57.7% |
| Participation rate | 75.8% | 62.5%+13.2pp | 72.3%+3.5pp | 67.2%+8.6pp |
| Annual return | 15.35% | 34.93%-19.6pp | 28.40%-13.0pp | 160.69%-145.3pp |
| Employer contribution / active EE | $1,746 | $1,808-3.4% | $2,835-38.4% | $2,671-34.6% |
| Participant deferral / active EE | $4,747 | $3,074+54.4% | $4,245+11.8% | $4,126+15.0% |
| Admin fee / account holder | $1,175 | $4,099-71.3% | $5,673-79.3% | $5,650-79.2% |