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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,920 | $156,398-84.1% | $147,318-83.1% | $138,895-82.1% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 10.62% | 78.75%-68.1pp | 70.43%-59.8pp | 145.39%-134.8pp |
| Employer contribution / active EE | $1,813 | $4,853-62.6% | $4,593-60.5% | $4,194-56.8% |
| Participant deferral / active EE | $2,508 | $8,237-69.6% | $7,906-68.3% | $6,396-60.8% |
| Admin fee / account holder | $1,168 | $14,976-92.2% | $13,708-91.5% | $12,562-90.7% |