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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,993 | $138,385-70.4% | $184,243-77.8% | $80,925-49.3% |
| Participation rate | 87.1% | 83.9%+3.2pp | 86.8%+0.3pp | 67.7%+19.4pp |
| Annual return | 16.93% | 20.02%-3.1pp | 28.82%-11.9pp | 35.65%-18.7pp |
| Employer contribution / active EE | $2,043 | $4,851-57.9% | $6,427-68.2% | $2,756-25.9% |
| Participant deferral / active EE | $4,986 | $7,075-29.5% | $9,132-45.4% | $4,299+16.0% |
| Admin fee / account holder | $1,080 | $10,489-89.7% | $13,914-92.2% | $6,940-84.4% |