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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,802 | $125,797-70.7% | $170,043-78.4% | $75,173-51.0% |
| Participation rate | 74.2% | 83.6%-9.4pp | 87.0%-12.8pp | 67.2%+7.0pp |
| Annual return | 21.74% | 27.20%-5.5pp | 53.40%-31.7pp | 160.72%-139.0pp |
| Employer contribution / active EE | $1,200 | $4,616-74.0% | $6,790-82.3% | $2,671-55.1% |
| Participant deferral / active EE | $3,613 | $6,838-47.2% | $10,410-65.3% | $4,126-12.4% |
| Admin fee / account holder | $3,590 | $8,177-56.1% | $12,824-72.0% | $5,651-36.5% |