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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,768 | $109,863-69.3% | $98,477-65.7% | $167,518-79.8% |
| Participation rate | 80.0% | 75.8%+4.2pp | 73.3%+6.7pp | 82.1%-2.1pp |
| Annual return | 17.51% | 1958.09%-1940.6pp | 1493.59%-1476.1pp | 478.71%-461.2pp |
| Employer contribution / active EE | $2,165 | $3,225-32.9% | $2,961-26.9% | $4,838-55.2% |
| Participant deferral / active EE | $5,260 | $4,673+12.6% | $4,276+23.0% | $6,342-17.1% |
| Admin fee / account holder | $18,559 | $6,755+174.7% | $5,951+211.9% | $12,312+50.7% |