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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,977 | $48,364+1.3% | $71,796-31.8% | $62,881-22.1% |
| Participation rate | 67.4% | 60.6%+6.8pp | 69.1%-1.7pp | 69.3%-1.9pp |
| Annual return | 6.78% | 13.16%-6.4pp | 78.04%-71.3pp | 20.14%-13.4pp |
| Employer contribution / active EE | $615 | $1,042-41.0% | $1,924-68.0% | $2,281-73.0% |
| Participant deferral / active EE | $3,356 | $2,091+60.5% | $2,794+20.1% | $3,203+4.8% |
| Admin fee / account holder | $5,330 | $3,771+41.3% | $4,815+10.7% | $4,296+24.1% |