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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,960 | $183,516+66.7% | $155,534+96.7% | $145,884+109.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.17% | 61.43%-49.3pp | 64.92%-52.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $15,447 | $5,315+190.6% | $4,675+230.4% | $4,662+231.3% |
| Participant deferral / active EE | $17,991 | $6,467+178.2% | $5,630+219.5% | $6,690+168.9% |
| Admin fee / account holder | $3,263 | $19,293-83.1% | $15,900-79.5% | $13,392-75.6% |