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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,350 | $167,353+12.5% | $143,797+31.0% | $134,545+40.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.48% | 0.48%-21.0pp | -0.04%-20.4pp | 418.37%-438.9pp |
| Employer contribution / active EE | $8,202 | $5,620+45.9% | $4,952+65.6% | $4,742+73.0% |
| Participant deferral / active EE | $15,602 | $6,447+142.0% | $5,638+176.7% | $6,401+143.7% |
| Admin fee / account holder | $1,806 | $18,096-90.0% | $14,679-87.7% | $11,431-84.2% |