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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,439 | $160,070+69.6% | $147,117+84.5% | $145,897+86.0% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.99% | 98.69%-84.7pp | 420.54%-406.5pp | 552.29%-538.3pp |
| Employer contribution / active EE | $19,661 | $5,285+272.0% | $4,932+298.6% | $4,663+321.7% |
| Participant deferral / active EE | $12,433 | $8,419+47.7% | $8,065+54.2% | $6,689+85.9% |
| Admin fee / account holder | $3,429 | $15,035-77.2% | $12,993-73.6% | $13,390-74.4% |