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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,631 | $110,278-92.2% | $95,740-91.0% | $139,466-93.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 44.50% | 27.19%+17.3pp | 28.41%+16.1pp | 373.66%-329.2pp |
| Employer contribution / active EE | $589 | $3,260-81.9% | $2,836-79.2% | $4,754-87.6% |
| Participant deferral / active EE | $3,374 | $4,674-27.8% | $4,244-20.5% | $6,712-49.7% |
| Admin fee / account holder | $1,594 | $6,613-75.9% | $5,676-71.9% | $11,409-86.0% |