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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,655 | $176,077+31.6% | $159,455+45.3% | $167,518+38.3% |
| Participation rate | 71.4% | 84.9%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 14.98% | 331.83%-316.8pp | 263.63%-248.6pp | 478.71%-463.7pp |
| Employer contribution / active EE | $4,942 | $5,298-6.7% | $4,830+2.3% | $4,838+2.1% |
| Participant deferral / active EE | $4,297 | $7,751-44.6% | $7,353-41.6% | $6,342-32.3% |
| Admin fee / account holder | $2,885 | $12,556-77.0% | $10,800-73.3% | $12,312-76.6% |