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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,359 | $102,696-56.8% | $86,235-48.6% | $139,487-68.2% |
| Participation rate | 57.1% | 74.5%-17.4pp | 69.0%-11.8pp | 80.3%-23.2pp |
| Annual return | 26.30% | 1925.91%-1899.6pp | 1170.03%-1143.7pp | 373.84%-347.5pp |
| Employer contribution / active EE | $6,987 | $3,034+130.3% | $2,381+193.4% | $4,755+46.9% |
| Participant deferral / active EE | $3,176 | $4,679-32.1% | $3,987-20.3% | $6,713-52.7% |
| Admin fee / account holder | $129 | $8,667-98.5% | $6,856-98.1% | $11,407-98.9% |