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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,161 | $95,917-12.3% | $79,583+5.8% | $134,545-37.4% |
| Participation rate | 16.7% | 75.0%-58.4pp | 69.5%-52.8pp | 81.2%-64.6pp |
| Annual return | -18.55% | -2.70%-15.9pp | 0.16%-18.7pp | 418.37%-436.9pp |
| Employer contribution / active EE | $6,726 | $3,129+114.9% | $2,414+178.6% | $4,742+41.8% |
| Participant deferral / active EE | $3,417 | $4,694-27.2% | $3,986-14.3% | $6,401-46.6% |
| Admin fee / account holder | $121 | $9,132-98.7% | $6,835-98.2% | $11,431-98.9% |