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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,642 | $198,457-89.1% | $170,435-87.3% | $147,586-85.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 10.97% | 257.30%-246.3pp | 205.94%-195.0pp | 578.59%-567.6pp |
| Employer contribution / active EE | $13,234 | $6,183+114.0% | $5,432+143.6% | $4,876+171.4% |
| Participant deferral / active EE | $8,419 | $5,629+49.6% | $4,939+70.4% | $5,439+54.8% |
| Admin fee / account holder | $24,019 | $16,852+42.5% | $13,881+73.0% | $10,886+120.7% |