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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,610 | $181,896-81.0% | $156,551-77.9% | $273,972-87.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.22% | 30.74%-23.5pp | 32.23%-25.0pp | 41.46%-34.2pp |
| Employer contribution / active EE | $6,788 | $6,248+8.6% | $5,501+23.4% | $4,869+39.4% |
| Participant deferral / active EE | $3,160 | $5,550-43.1% | $4,871-35.1% | $5,287-40.2% |
| Admin fee / account holder | $466 | $15,560-97.0% | $13,028-96.4% | $10,133-95.4% |