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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,236 | $129,959-85.2% | $104,301-81.6% | $134,509-85.7% |
| Participation rate | 38.9% | 79.5%-40.6pp | 73.3%-34.4pp | 81.2%-42.3pp |
| Annual return | -19.20% | 42.04%-61.2pp | 24.61%-43.8pp | 418.13%-437.3pp |
| Employer contribution / active EE | $987 | $4,185-76.4% | $3,373-70.7% | $4,741-79.2% |
| Participant deferral / active EE | $1,183 | $5,589-78.8% | $4,626-74.4% | $6,400-81.5% |
| Admin fee / account holder | $133 | $9,325-98.6% | $7,340-98.2% | $11,427-98.8% |