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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,139 | $148,582-34.6% | $135,942-28.5% | $139,456-30.3% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 12.66% | 79.26%-66.6pp | 68.28%-55.6pp | 373.45%-360.8pp |
| Employer contribution / active EE | $7,170 | $5,245+36.7% | $4,858+47.6% | $4,753+50.9% |
| Participant deferral / active EE | $10,055 | $8,101+24.1% | $7,759+29.6% | $6,711+49.8% |
| Admin fee / account holder | $9,819 | $12,402-20.8% | $10,764-8.8% | $11,407-13.9% |