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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,327 | $150,447-29.3% | $136,298-22.0% | $147,586-28.0% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 14.82% | 1049.15%-1034.3pp | 5156.27%-5141.4pp | 578.59%-563.8pp |
| Employer contribution / active EE | $6,079 | $5,256+15.7% | $4,696+29.5% | $4,876+24.7% |
| Participant deferral / active EE | $7,307 | $6,631+10.2% | $6,247+17.0% | $5,439+34.3% |
| Admin fee / account holder | $15,921 | $10,906+46.0% | $9,244+72.2% | $10,886+46.3% |