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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,428 | $96,388-30.0% | $80,627-16.4% | $139,466-51.7% |
| Participation rate | 92.9% | 73.6%+19.2pp | 67.0%+25.8pp | 80.3%+12.5pp |
| Annual return | 13.26% | 1352.08%-1338.8pp | 936.76%-923.5pp | 373.66%-360.4pp |
| Employer contribution / active EE | $3,752 | $3,260+15.1% | $2,723+37.8% | $4,754-21.1% |
| Participant deferral / active EE | $5,158 | $5,224-1.3% | $4,443+16.1% | $6,712-23.1% |
| Admin fee / account holder | $1,066 | $6,603-83.9% | $5,381-80.2% | $11,409-90.7% |