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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,831 | $109,411-49.9% | $89,435-38.7% | $158,982-65.5% |
| Participation rate | 85.7% | 74.3%+11.4pp | 68.0%+17.7pp | 82.0%+3.7pp |
| Annual return | 12.37% | 345.68%-333.3pp | 245.55%-233.2pp | 302.99%-290.6pp |
| Employer contribution / active EE | $3,194 | $3,173+0.7% | $2,587+23.5% | $4,763-32.9% |
| Participant deferral / active EE | $5,225 | $4,600+13.6% | $3,890+34.3% | $5,983-12.7% |
| Admin fee / account holder | $1,406 | $6,159-77.2% | $4,884-71.2% | $11,252-87.5% |