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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,364 | $96,361-28.0% | $80,607-13.9% | $139,456-50.3% |
| Participation rate | 87.5% | 73.6%+13.9pp | 67.0%+20.5pp | 80.3%+7.2pp |
| Annual return | 21.17% | 1350.95%-1329.8pp | 936.11%-914.9pp | 373.45%-352.3pp |
| Employer contribution / active EE | $4,021 | $3,262+23.2% | $2,724+47.6% | $4,753-15.4% |
| Participant deferral / active EE | $6,965 | $5,232+33.1% | $4,448+56.6% | $6,711+3.8% |
| Admin fee / account holder | $841 | $6,601-87.3% | $5,379-84.4% | $11,407-92.6% |