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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,997 | $131,835-61.3% | $108,582-53.0% | $273,972-81.4% |
| Participation rate | 58.3% | 83.5%-25.1pp | 79.6%-21.2pp | 83.0%-24.7pp |
| Annual return | 7.12% | -91.57%+98.7pp | -51.70%+58.8pp | 41.46%-34.3pp |
| Employer contribution / active EE | $887 | $4,913-81.9% | $3,758-76.4% | $4,869-81.8% |
| Participant deferral / active EE | $5,806 | $5,127+13.2% | $4,311+34.7% | $5,287+9.8% |
| Admin fee / account holder | $670 | $10,253-93.5% | $7,645-91.2% | $10,133-93.4% |