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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,043 | $156,398-18.8% | $147,318-13.8% | $138,895-8.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.43% | 78.75%-62.3pp | 70.43%-54.0pp | 145.39%-129.0pp |
| Employer contribution / active EE | $3,289 | $4,853-32.2% | $4,593-28.4% | $4,194-21.6% |
| Participant deferral / active EE | $8,491 | $8,237+3.1% | $7,906+7.4% | $6,396+32.8% |
| Admin fee / account holder | $879 | $14,976-94.1% | $13,708-93.6% | $12,562-93.0% |