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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,499 | $157,276-87.0% | $141,177-85.5% | $152,885-86.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 31.55% | 64.33%-32.8pp | 71.40%-39.9pp | 345.39%-313.8pp |
| Employer contribution / active EE | $3,711 | $5,262-29.5% | $4,736-21.6% | $4,763-22.1% |
| Participant deferral / active EE | $9,678 | $7,110+36.1% | $6,710+44.2% | $5,851+65.4% |
| Admin fee / account holder | $637 | $12,123-94.7% | $10,263-93.8% | $11,598-94.5% |