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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,569 | $138,114-78.6% | $125,391-76.4% | $134,545-78.0% |
| Participation rate | 45.5% | 84.5%-39.0pp | 82.4%-36.9pp | 81.2%-35.8pp |
| Annual return | -14.80% | 750.88%-765.7pp | 572.41%-587.2pp | 418.37%-433.2pp |
| Employer contribution / active EE | $2,344 | $5,246-55.3% | $4,816-51.3% | $4,742-50.6% |
| Participant deferral / active EE | $4,217 | $7,801-45.9% | $7,448-43.4% | $6,401-34.1% |
| Admin fee / account holder | $794 | $11,570-93.1% | $10,009-92.1% | $11,431-93.1% |