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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,640 | $138,076-82.9% | $123,553-80.9% | $135,380-82.5% |
| Participation rate | 42.9% | 84.7%-41.9pp | 82.3%-39.4pp | 82.6%-39.8pp |
| Annual return | -4.51% | 153.70%-158.2pp | 119.21%-123.7pp | 519.81%-524.3pp |
| Employer contribution / active EE | $1,957 | $5,152-62.0% | $4,628-57.7% | $4,779-59.0% |
| Participant deferral / active EE | $6,772 | $6,800-0.4% | $6,426+5.4% | $5,609+20.7% |
| Admin fee / account holder | $9,808 | $10,917-10.2% | $9,284+5.6% | $10,828-9.4% |