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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,149 | $107,363-28.1% | $92,909-17.0% | $152,897-49.5% |
| Participation rate | 61.5% | 79.8%-18.2pp | 76.0%-14.5pp | 82.5%-20.9pp |
| Annual return | 21.38% | 145.63%-124.2pp | 109.44%-88.1pp | 345.43%-324.0pp |
| Employer contribution / active EE | $1,558 | $4,222-63.1% | $3,653-57.3% | $4,764-67.3% |
| Participant deferral / active EE | $6,168 | $4,848+27.2% | $4,238+45.5% | $5,851+5.4% |
| Admin fee / account holder | $7,624 | $7,082+7.7% | $5,795+31.6% | $11,599-34.3% |