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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,230 | $112,121-5.3% | $95,960+10.7% | $158,966-33.2% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.8pp |
| Annual return | 20.80% | 171.16%-150.4pp | 91.63%-70.8pp | 302.95%-282.2pp |
| Employer contribution / active EE | $218 | $3,199-93.2% | $2,541-91.4% | $4,762-95.4% |
| Participant deferral / active EE | $1,745 | $4,784-63.5% | $4,167-58.1% | $5,983-70.8% |
| Admin fee / account holder | $958 | $10,135-90.5% | $6,797-85.9% | $11,250-91.5% |