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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,661 | $174,379-49.7% | $152,093-42.4% | $138,895-36.9% |
| Participation rate | 94.7% | 81.6%+13.1pp | 77.8%+17.0pp | 79.9%+14.8pp |
| Annual return | 18.78% | 74.86%-56.1pp | 66.36%-47.6pp | 145.39%-126.6pp |
| Employer contribution / active EE | $1,569 | $4,652-66.3% | $4,175-62.4% | $4,194-62.6% |
| Participant deferral / active EE | $5,460 | $6,159-11.4% | $5,451+0.2% | $6,396-14.6% |
| Admin fee / account holder | $5,579 | $16,880-66.9% | $14,497-61.5% | $12,562-55.6% |