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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,363 | $157,270-69.2% | $141,173-65.7% | $152,870-68.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 20.03% | 64.33%-44.3pp | 71.40%-51.4pp | 345.34%-325.3pp |
| Employer contribution / active EE | $10,578 | $5,261+101.1% | $4,735+123.4% | $4,763+122.1% |
| Participant deferral / active EE | $7,217 | $7,110+1.5% | $6,710+7.6% | $5,850+23.4% |
| Admin fee / account holder | $997 | $12,121-91.8% | $10,262-90.3% | $11,597-91.4% |