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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,849 | $202,342-49.2% | $172,753-40.5% | $152,909-32.7% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 23.23% | 1029.88%-1006.7pp | 803.00%-779.8pp | 345.46%-322.2pp |
| Employer contribution / active EE | $1,828 | $5,857-68.8% | $5,144-64.5% | $4,764-61.6% |
| Participant deferral / active EE | $4,035 | $5,948-32.2% | $5,198-22.4% | $5,851-31.0% |
| Admin fee / account holder | $890 | $17,112-94.8% | $13,956-93.6% | $11,601-92.3% |