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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,849 | $202,326-49.2% | $172,745-40.5% | $152,870-32.7% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.4%+6.4pp |
| Annual return | 23.23% | 1029.72%-1006.5pp | 802.90%-779.7pp | 345.34%-322.1pp |
| Employer contribution / active EE | $1,828 | $5,858-68.8% | $5,144-64.5% | $4,763-61.6% |
| Participant deferral / active EE | $4,035 | $5,948-32.2% | $5,197-22.4% | $5,850-31.0% |
| Admin fee / account holder | $890 | $17,110-94.8% | $13,954-93.6% | $11,597-92.3% |