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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,433 | $228,352-50.8% | $185,827-39.5% | $158,950-29.3% |
| Participation rate | 75.0% | 82.3%-7.3pp | 78.0%-3.0pp | 82.0%-7.0pp |
| Annual return | 61.13% | 40.81%+20.3pp | 35.96%+25.2pp | 302.91%-241.8pp |
| Employer contribution / active EE | $5,158 | $4,967+3.9% | $4,087+26.2% | $4,762+8.3% |
| Participant deferral / active EE | $10,388 | $6,416+61.9% | $5,633+84.4% | $5,983+73.6% |
| Admin fee / account holder | $50,163 | $11,867+322.7% | $9,502+427.9% | $11,248+346.0% |