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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,863 | $29,670-53.3% | $56,054-75.3% | $80,911-82.9% |
| Participation rate | 52.9% | 41.7%+11.3pp | 52.5%+0.5pp | 67.6%-14.7pp |
| Annual return | 12.42% | 35.24%-22.8pp | 1705.95%-1693.5pp | 35.63%-23.2pp |
| Employer contribution / active EE | $706 | $670+5.4% | $1,039-32.1% | $2,756-74.4% |
| Participant deferral / active EE | $2,185 | $1,227+78.1% | $1,952+11.9% | $4,297-49.1% |
| Admin fee / account holder | $1,095 | $2,431-55.0% | $2,822-61.2% | $6,935-84.2% |