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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,863 | $29,716-53.3% | $56,077-75.3% | $80,925-82.9% |
| Participation rate | 52.9% | 41.7%+11.2pp | 52.5%+0.4pp | 67.7%-14.7pp |
| Annual return | 12.42% | 35.30%-22.9pp | 1709.28%-1696.9pp | 35.65%-23.2pp |
| Employer contribution / active EE | $706 | $671+5.2% | $1,040-32.2% | $2,756-74.4% |
| Participant deferral / active EE | $2,185 | $1,228+77.9% | $1,954+11.8% | $4,299-49.2% |
| Admin fee / account holder | $1,095 | $2,432-55.0% | $2,825-61.3% | $6,940-84.2% |