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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,409 | $82,674-57.2% | $125,363-71.8% | $68,495-48.3% |
| Participation rate | 69.2% | 75.0%-5.8pp | 82.4%-13.1pp | 67.9%+1.3pp |
| Annual return | -18.00% | -5.97%-12.0pp | 572.15%-590.1pp | -7.84%-10.2pp |
| Employer contribution / active EE | $2,096 | $3,382-38.0% | $4,815-56.5% | $2,596-19.3% |
| Participant deferral / active EE | $3,832 | $6,111-37.3% | $7,447-48.5% | $4,028-4.8% |
| Admin fee / account holder | $936 | $6,276-85.1% | $10,005-90.6% | $5,403-82.7% |