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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,558 | $211,946-63.4% | $169,452-54.2% | $135,379-42.7% |
| Participation rate | 36.4% | 82.6%-46.3pp | 77.8%-41.4pp | 82.6%-46.3pp |
| Annual return | -4.83% | 3.26%-8.1pp | 1.83%-6.7pp | 519.79%-524.6pp |
| Employer contribution / active EE | $680 | $5,117-86.7% | $4,157-83.6% | $4,779-85.8% |
| Participant deferral / active EE | $4,146 | $6,075-31.8% | $5,277-21.4% | $5,609-26.1% |
| Admin fee / account holder | $970 | $11,472-91.5% | $9,110-89.4% | $10,828-91.0% |