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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,499 | $166,131-43.7% | $164,975-43.3% | $145,877-35.9% |
| Participation rate | 76.9% | 82.0%-5.1pp | 78.6%-1.7pp | 80.3%-3.4pp |
| Annual return | 11.99% | 100.37%-88.4pp | 70.12%-58.1pp | 551.28%-539.3pp |
| Employer contribution / active EE | $4,658 | $5,276-11.7% | $4,343+7.3% | $4,663-0.1% |
| Participant deferral / active EE | $9,401 | $6,962+35.0% | $6,033+55.8% | $6,691+40.5% |
| Admin fee / account holder | $20,725 | $16,648+24.5% | $12,688+63.3% | $13,402+54.6% |