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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,857 | $154,193-37.2% | $130,045-25.5% | $139,466-30.6% |
| Participation rate | 78.6% | 82.0%-3.4pp | 78.5%+0.1pp | 80.3%-1.8pp |
| Annual return | 20.57% | 32.51%-11.9pp | -137.30%+157.9pp | 373.66%-353.1pp |
| Employer contribution / active EE | $4,036 | $5,292-23.7% | $4,321-6.6% | $4,754-15.1% |
| Participant deferral / active EE | $8,458 | $6,709+26.1% | $5,820+45.3% | $6,712+26.0% |
| Admin fee / account holder | $4,099 | $13,989-70.7% | $10,600-61.3% | $11,409-64.1% |